Payment Options | Making Dental Care Affordable and Accessible

Transparent and Convenient Payment Options for A Healthier, Brighter Smile

Redlands Gentle Dental Care offers transparent payment plans and budget-friendly options. With interest-free instalments available, accessing professional dental care is straightforward, affordable, and designed to support your long-term dental health confidently and comfortably.

Our Payment Options

Explore Our Wide Range of Payment Options for Stress-Free Dental Care

Redlands Gentle Dental Care provides various payment methods, including health funds, interest-free instalments, and government schemes. These flexible options cater to different financial circumstances, making dental care more accessible, affordable, and convenient for everyone.

Health Funds

Bupa Preferred Provider

As a Bupa Preferred Provider, we offer capped fees, reduced out-of-pocket costs, and 100% back on two annual dental checkups.

HCF Preferred Provider

As part of the HCF More for Teeth program, HCF members enjoy reduced out-of-pocket costs, no-gap services for selected treatments, and streamlined claims.

NIB Preferred Provider

As a nib Preferred Provider, we offer agreed rates, reduced out-of-pocket costs, and straightforward claims processing through the nib First Choice network.

Payment Plans

Humm

Humm offers interest-free instalments for dental treatments, allowing you to spread costs over time with flexible terms and instant approval.

Zip

ZIP provides a convenient way to pay for dental care with credit limits up to $50,000, flexible terms, and an easy-to-use app.

SuperCare

SuperCare enables eligible patients to access their superannuation to fund necessary dental treatments, providing greater financial flexibility and reduced immediate costs.

Afterpay

Afterpay lets you pay for dental treatments in four equal instalments over six weeks, interest-free when payments are made on time.

Government Schemes

Child Dental Benefits Schedule

The CDBS provides up to $1,095 over two years for essential dental care for eligible children aged 0 to 17.

Dental Services for DVA Card Holders

DVA Gold and White Card holders receive clinically appropriate treatments, including checkups, dentures, and fillings, covered under this scheme.

Accessible Dental Care Through Health Funds

We Accept All Health Funds to Help You Maximise Your Dental Benefits

Redlands Gentle Dental Care accepts all health funds, making it simpler and more convenient to minimise out-of-pocket expenses for dental care. Using HICAPS, claims can be processed on the spot for enhanced efficiency and peace of mind.

Interest-Free Options

Interest-free payment plans for eligible dental treatments make accessing care easier, stress-free, and more affordable. Flexible terms allow you to select a plan suited to your budget and treatment needs, with a simple application process to get started quickly.

These payment plans are tailored to meet individual dental and financial needs, offering an accessible and practical way to manage costs while prioritising long-term dental health.

Direct Payment Methods

Redlands Gentle Dental Care accepts various direct payment methods, including credit cards, EFTPOS, cash payments, and direct debit options, offering flexibility and added convenience for patients with diverse payment preferences and financial needs.

These methods are designed to make transactions secure, straightforward, simple, and hassle-free, supporting every patient’s stress-free and efficient experience.

Health Funds and Claims Process

HICAPS allows quick, efficient, and hassle-free on-the-spot health fund claims. Bring your health fund card to your appointment, and we’ll take care of everything swiftly, making the process straightforward and saving you valuable time and effort.

This seamless and convenient process helps minimise delays, providing quicker access to health fund reimbursements. It also reduces unnecessary stress, confusion, and potential complications.

Understanding Your Payments

Frequently Asked Questions

Our FAQ section addresses common questions about payment methods, health fund claims, and payment plans to make dental care accessible and stress-free.

How can I find out if my health fund covers my dental procedure?

To determine whether your health fund covers a specific dental procedure, follow these steps:

Speak to your health fund:
Share the treatment codes with your provider. They will provide detailed information, including:
- Your health fund will explain the percentage of the procedure’s cost covered under your plan.
- They will inform you if any waiting periods must be completed before accessing the benefits.
- They will also outline the limits on your dental benefits for the current year.
Ask about costs:
Inquire about any out-of-pocket expenses associated with the procedure and how your health fund cover applies to your treatment.

If you need additional support, the team at Redlands Gentle Dental Care can help you understand your payment options and the process.

What should I bring to facilitate my health fund claim processing?

To make the health fund claim process efficient and straightforward, you should bring:

Your health fund membership card:
This is required to process your claim on the spot through HICAPS.
Valid identification (if needed):
Some health funds may request proof of identity to confirm your membership details.
Details of your procedure:
Carry any treatment codes or documents related to your procedure provided by Redlands Gentle Dental Care.

Having these items ready will help reduce delays during the claim process. If further assistance is required, the Redlands Gentle Dental Care team is available to help.

Do you offer interest-free payment plans for dental treatments?

Redlands Gentle Dental Care offers interest-free payment plans to make dental care more manageable and accessible for eligible treatments.

These plans allow patients to spread the cost of their treatments over time without additional interest, offering greater financial flexibility.

Available interest-free options include:

Humm:
This plan provides interest-free instalments for dental services, including routine checkups and more complex procedures. Instant approval and online account management help reduce financial stress while maintaining oral health.
Afterpay:
Afterpay allows you to split the total cost of your treatment into four equal instalments over six weeks. When made on time, payments are interest-free and automatically deducted from your linked debit or credit card for added convenience.

These interest-free payment plans are designed to suit different financial needs, making accessing the care you need easier without upfront costs.

The team at Redlands Gentle Dental Care can provide helpful guidance with the application process or help you explore your options.

Do you offer services for patients without private health funds?

Redlands Gentle Dental Care welcomes patients without private health funds and offers several flexible payment options to suit individual needs:

Interest-free payment plans:
Options such as Humm and Afterpay allow you to spread the cost of dental treatments over time without additional interest.
- Humm:
  Offers flexible instalments for various treatments, from routine checkups to advanced procedures, with instant approval and online account management.
- Afterpay:
  For added convenience, you can divide your treatment cost into four equal, interest-free payments over six weeks.
Government schemes:
Eligible patients can access dental services through the following programs:
- Child Dental Benefits Schedule (CDBS):
  This program provides up to $1,095 over two years for essential dental care, such as cleanings, checkups, and fillings, for children aged 0 to 17.
- Dental Services for DVA Card Holders:
  Gold Card holders are eligible for comprehensive dental cover, while White Card holders receive treatment for service-related conditions.
Direct payment methods:
Patients can pay directly using credit cards, EFTPOS, cash, or direct debit for a straightforward and flexible experience.

These options make dental care accessible to everyone, regardless of private health fund membership. The team at Redlands Gentle Dental Care can provide further details and assistance.

How do I apply for a payment plan, and how long does approval take?

Applying for a payment plan at Redlands Gentle Dental Care is a simple process:

Choose a payment plan:
Select the interest-free one that suits your needs, such as Humm, ZIP, or Afterpay. Each option offers flexible terms and manageable instalments.
Complete the application:
Applications can be submitted online or through the payment provider’s app. You may need to provide basic information, such as your identification and proof of income.
Receive approval:
Approval is usually processed quickly.
- Humm: Approval can often be granted within minutes after submitting the application.
- ZIP: Applications are reviewed promptly, and decisions are usually made on the same day.
- Afterpay: This option offers immediate approval for eligible users.

Our friendly and knowledgeable team can help you understand the application process and select the payment option that works for you.

Are there any penalties or fees for late repayment of a payment plan?

Penalties or fees may apply if repayments are not made on time. The specific charges depend on the terms set by each payment provider:

Humm:
Late payment fees may be incurred if a scheduled instalment is missed. These fees are clearly outlined in the agreement provided at the time of approval.
Afterpay:
A late fee is applied if instalments are unpaid by their due date. These details are shared when you set up the plan.
Zip:
Late fees may also be charged for missed payments. The agreement includes these terms, which vary depending on the selected repayment schedule.

It is essential to carefully review the terms and conditions of your chosen payment plan to understand potential penalties and fees.

If you have any questions or need assistance understanding these terms, the Redlands Gentle Dental Care team is happy to provide guidance.

Your Family's Dental Health Is Our Priority

Your nearby dentist is here to support your family's dental health with care you can trust. Our team provides services for every stage of life. Let us help keep your family's smiles bright and healthy.

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Making Dental Care Accessible with Our Flexible Payment Options