Enjoy Flexible Payment Options for Your
Dental Care with Zip

Discover How Zip Makes Dental Payments
Simple and Flexible
Zip is a payment platform that allows you to break down costs into manageable amounts, making expenses more affordable. It works by letting you pay in instalments over time, either interest-free or with extended payment terms for larger purchases.
At Redlands Gentle Dental Care, we proudly offer Zip as a payment option to simplify dental care costs. This option provides patients with a stress-free way to access quality treatments while maintaining control over their budgets.
Two Convenient Locations
Quality Dental Services Made Accessible for Families in the Victoria Point and Capalaba Areas
Capalaba Dental Clinic
- (07) 3245 5511
- 149 Old Cleveland Rd Capalaba, QLD, 4157
- Free Parking Available
Victoria Point Dental Clinic
- (07) 3820 7777
- 2/1 Bunker Road, Victoria Point, QLD, 4165
- Free Parking Available

Zip Eligibility Information
Zip offers a flexible payment option, but eligibility criteria must be met to access its features. Understanding these requirements results in a smoother application process for prospective users. Below is a list of the essential eligibility requirements to use Zip:
- You must be at least 18 years old.
- You must be an Australian citizen or resident.
- You need a valid and verifiable email address and mobile number.
- A good credit history is required.
- You must have a valid driver’s licence or passport.
- For Zip Pay, a verified PayPal or online banking account in your name is required.
- For Zip Money, you must earn over $300 per week and be employed or receive an eligible pension.
How to Use Zip for Dental Care
Step-By-Step Instructions to Start Using Zip at Redlands Gentle Dental Care
Confirm treatment plan
Choose Zip payment
Complete payment process
Receive confirmation receipt
Zip Cover Details
Zip can be used for various dental services, including general, cosmetic, and restorative procedures. There are no specific restrictions on eligible treatments as long as the total cost fits within your approved credit limit.
For Zip Pay, credit limits go up to $1,000, while Zip Money offers limits between $1,000 and $50,000. Repayment terms vary, with interest-free periods of three months or longer available for larger purchases.


Experience the Difference of Gentle Care with Us
Our Payment Options
Find What Works for Your Financial Needs With Our Dental Payment Options
Child Dental Benefits Schedule
Invest in your child's smile with the Child Dental Benefits Schedule (CDBS). This government program offers eligible families financial support for essential dental services, promoting good oral health habits from an early age.
The CDBS covers up to $1,095 over two years for basic dental care like check-ups, cleanings, and fillings for children aged zero to 17. Eligibility depends on Medicare status and specific government payments, making quality dental care more accessible to families.
Learn MoreDental Services for DVA Card Holders
Veterans deserve high-quality dental care, and the Department of Veterans' Affairs (DVA) program delivers just that. The program offers dental benefits that vary based on card type.
Gold Card holders receive comprehensive cover for clinically necessary treatments, from routine check-ups to advanced procedures. White Card holders are covered for dental care related to accepted service-related conditions or mental health needs. Our clinic proudly supports veterans by providing high-quality dental care to maintain their overall health.
Learn MoreHumm
Simplify your dental care payments with Humm, a flexible financing option that lets you smile now and pay later. This interest-free payment plan allows you to spread the cost of your dental treatments over time, making essential care more accessible.
Humm is available for various dental services, from routine check-ups to more complex procedures. With instant approval and the ability to manage your account online, Humm helps you prioritise your oral health without financial stress.
Learn MoreZip
We offer Zip to help patients manage treatment costs. With credit limits between $1,000 and $50,000, eligible patients can select flexible repayment terms from three to 60 months, making it easier to manage costs.
Zip is ideal for anyone needing dental care without upfront costs. The user-friendly app allows you to track payments easily, so you can stay on budget while prioritising your oral health.
Learn MoreSuperCare
With the help of SuperCare, eligible patients can release their superannuation funds early to access essential dental procedures. This option is suitable for families lacking sufficient health funds or available resources, covering services such as orthodontics, implants, and root canal therapies.
SuperCare's consultants guide you through the straightforward application process, simplifying what can often be complex. This service enables you to prioritise your family's oral health without the burden of upfront costs.
Learn MoreAfterPay
Experience the convenience of dental care with Afterpay, allowing you to receive treatments now and pay later in four easy instalments over six weeks. This payment option is available to anyone over 18, a practical choice for adults looking to enhance and maintain oral health.
With no interest charges when payments are made on time, Afterpay promotes responsible budgeting. Payments are automatically deducted from your linked debit or credit card for a smooth experience.
Learn MoreBupa Preferred Provider
Enjoy exclusive benefits and hassle-free claims when you choose our clinic, a Bupa Preferred Provider, for your dental health needs. Our patients can access a comprehensive range of services, including check-ups and major procedures, often at reduced out-of-pocket costs.
Members First Ultimate also offers 100% back on two dental check-ups and cleans every six months, making regular oral care more affordable. Our partnership with Bupa allows you to receive quality care while maximising your benefits.
Learn MoreHCF Preferred Provider
Experience affordable, high-quality dental care at Redlands Gentle Dental Care. As an HCF preferred provider, patients with eligible dental cover can access reduced out-of-pocket costs, no-gap services for selected treatments, and streamlined claims processing.
HCF members can take advantage of these benefits by choosing our clinic for their dental needs. Check your policy to understand covered treatments and annual limits, and let us help you achieve a healthier, brighter smile.
Learn Morenib Preferred Provider
Access professional dental care at our clinic, a trusted part of nib's First Choice network. As a nib Preferred Provider, we offer members the opportunity to receive quality dental care at agreed rates. This provides a transparent and straightforward experience for your dental needs.
Nib members benefit from reduced out-of-pocket costs and simplified claims processes at our clinic. To make the most of your cover, review your policy for applicable limits and service inclusions.
Learn MoreAccessible Dental Care Through Health Funds
We Accept All Health Funds to Help You Maximise Your Dental Benefits
Zip Payment Option
Frequently Asked Questions
What is the difference between Zip Pay and Zip Money?
Zip offers flexible payment options to help manage expenses easily and conveniently. Two key options available are Zip Pay and Zip Money. Here’s a detailed discussion of the differences between the two:
Zip Pay
- Zip Pay is an interest-free “buy now, pay later” product with a credit limit of up to $1,000.
- You can apply in under four minutes and start shopping immediately after approval with a digital Visa card.
- It works both online and in-store wherever Visa is accepted, offering flexibility and convenience for payments.
- Repayments start at $10 per week, and the $9.95 monthly fee is waived if no balance remains at the end of the month.
Zip Money
- Zip Money is a line of credit with limits ranging from $1,000 to $5,000 directly through Zip or up to $50,000 via specific retailers.
- It includes a three-month interest-free period on all purchases, with some retailers offering up to five years of interest-free.
- Repayments start at $10 per week, and certain credit limits may include a one-off establishment fee.
- A $9.95 monthly fee applies but is waived if the balance is fully cleared by the end of the month.
Choosing between Zip Pay and Zip Money depends on your financial needs, whether for smaller purchases or larger expenses. Both options provide flexibility and convenience, allowing payments to align with your budget and lifestyle.
Are there any fees associated with using Zip for dental care?
Yes, there are fees associated with using Zip for dental care. These fees vary depending on whether you use Zip Pay or Zip Money. Here’s a guide:
Zip Pay
- Monthly Account Fee: $9.95, waived if the statement closing balance is paid in full by the due date.
- Late Payment Fee: $5, charged if a payment is missed. Additional late fees apply if repayments are missed again later.
Zip Money
- Monthly Account Fee: $9.95, waived if the balance is fully cleared by the end of the month.
- Establishment Fee: A one-off fee may apply depending on the approved credit limit.
Understanding the potential fees helps you use Zip effectively while keeping payments manageable. Staying informed about these costs prevents unnecessary surprises during repayment.
How do I apply for a Zip account to use at your clinic?
You can apply for a Zip account easily and quickly. Follow these steps to get started:
- Visit the official Zip website or download the Zip app from the App Store or Google Play.
- Click on the “Sign Up” button or follow the app prompts to begin the application process.
- Enter your email address and create a secure password, then confirm your details to create your Zip account.
- Provide your personal information, including your full name, phone number, and residential address, as requested during the application.
- Enter your income details to verify your ability to make payments and provide any additional documentation if requested.
- Agree to Zip’s terms and conditions, then submit your application for review by their team.
- Once approved, you will receive confirmation, and your account will be ready to use for dental payments at our clinic.
Setting up a Zip account is a simple process that makes managing dental payments convenient and accessible. Having your account ready in advance allows for smooth and hassle-free use during your dental visits.
How are repayments scheduled, and can I choose the frequency?
What happens if I miss a repayment or pay late with Zip?
